When I was in college, one of my business instructors told us students that one of the greatest barriers to making money was procrastination.
Files can easily get lost if you don't have good protection on your site. Some of those files might be stored in your computer and easily replaceable, but what about the rest of them? If you lose them the first time where are you going to get them out of again? For sites which have been in business for quite a long time, secure your wordpress site is very important. Long-term sites have a good deal of data and have made a number of documents. Recreating that all would be a nightmare, and not something any business owner wants to do.
Don't make the mistake of thinking that your web host will have your back so far as WordPress copies go. Not always. It has been my experience that the company try this out may or might not be doing proper backups, while they say they do. Take that kind of chance?
You must create a user with administrator rights, before you can delete the default admin account. To do this go to your WordPress Dashboard and click on User -> Create New User. Then enter all of the information you will need to enter.
You may extend the plugin features with premium plugins like: Amazon S3 plugin, Members only plugin, DropShop etc.. I think you can use it at find more information no cost and this plugin is a fantastic option.
There are always going to be risks being online (or even just being alive!) And it's easy to get caught up in the panic. We put the breaks on As soon as we get caught up in the fear. This isn't a reaction. Take some common sense precautions, then forge ahead. If something bad does happen, it is going to have to be dealt with then and no amount of quaking in your will have helped. All pop over to this site is good, if nothing does and you haven't made yourself ill.